Policy form series CIC1019 issued by Conseco Insurance Company a life and health insurance company, administrative office, Carmel, IN. This policy has limitations. For costs and complete details of coverage, contact the agent.
Conseco Insurance Company is licensed in all states except NY. Products are subject to state availability.
Confinement to a hospital means assignment to a bed, for which prevailing market rates are charged, as an inpatient in a hospital on the advice of a physician. The confinement must be medically necessary and because of accidental injury or sickness.
A hospital is not a bed, unit, or facility that functions as a skilled nursing facility, a nursing home, an extended care facility, a convalescent home, a rest home or a home for the aged; a sanatorium; a rehabilitation center; a place primarily for providing care for alcoholics or drug addicts; or, a facility for the care and treatment of mental disease or mental disorders.